We are happy to hear that you are both now employed.
Not feeling ready is not in and of itself
halachic grounds for contraceptive use. However, we understand that your husband may have concerns that you cannot articulate for him. We suggest at this stage that you ask your husband to seek a halachic ruling with you, if not here then with a mutually agreed upon
posek to whom he might be comfortable voicing his concerns.
B’hatzlacha, and please feel free to get back to us with any further questions.